*Official Member Guideline
If a member passes away after one year of uninterrupted membership, the Zion HealthShare community may provide financial assistance after receiving a copy of the death certificate. The surviving family may receive $10,000 per deceased member, 18 years of age and older, and $3,500 for dependent members aged 17 and younger. If a child, born through an eligible maternity sharing request, under the age of one year, passes away, the surviving family may receive $3,500, provided the household membership has been active for over one year and the child was added to the membership before their passing.
The surviving family must notify Zion HealthShare of the member’s passing within 60 days by providing the death certificate. The individual membership can be canceled and does not need to remain active to receive the End of Life Financial Assistance or remaining sharing. Any remaining eligible medical expenses that occurred prior to the member passing must be submitted to Zion HealthShare within 90 days of the death for review of sharing. Expenses submitted after 90 days will not be eligible for sharing.
Member Guideline Notice
Notice
Please note all article sections formatted like this are official member guidelines and will be marked “*Official Member Guideline” when applicable. Anything else is simply helpful information to assist you in understanding the member guidelines and how to use your Zion HealthShare Membership.
Members who call the Zion HealthShare office asking about eligibility of medical expenses will be given an opinion, not a decision. Sharing Requests and medical expenses cannot be authorized over the phone. For more information on submitting bills to Zion HealthShare, review the Member Guidelines or login to your Member Portal.
These guidelines are effective as of January 1, 2026.
Note
The Member Guidelines that go into effect January 1, 2026, will only be applicable to sharing requests that are submitted on or after that date. If a sharing request was submitted prior to January 1, 2026, the sharing request will be reviewed for sharing eligibility according to the Member Guidelines in effect at that time.
Zion HealthShare is not an insurance company. Neither this publication nor membership in Zion HealthShare are offered by an insurance company. Visit ZionHealthShare.org to view your state-specific notice.